Investing Insights

In today’s episode, Jakir Hossain, a data journalist for Morningstar Inc., talks about the AI-powered chatbot, ChatGPT, and where to look for AI investing opportunities. Timestamps00:06 Introduction 00:31 Berkshire Hathaway’s rocky results01:24 Domino’s trims sales growth outlook02:20 Intel cuts quarterly dividend03:53 What ChatGPT is and how does it work?04:39 What do Morningstar analysts say about how Google and Microsoft are planning to use chatbots?06:17 Companies like Salesforce and Adobe, they're also using AI. Can you describe how they're doing it?08:13 Artificial intelligence has been around for some time. What are some thoughts within Morningstar about this new phase of AI??09:34 What do Morningstar analysts say about how to take advantage of AI technology right now?13:14 How IRA Investors Can Avoid the 'Procrastination Penalty’     Read about topics from this episode. Berkshire Hathaway Shows Solid Operating Results Offsetting Unrealized Losses From InvestmentsIntel’s Dividend Cut Frees Up Cash, but

Later this year, Vanguard’s hybrid ETF/MF patent is expiring, and this is likely to affect the fund market. We’re positive on Kraft Heinz and Cisco but expect Roku to lose money for a second straight year in 2023. And finally, to save for retirement, most of us have multiple vehicles at our disposal, including IRAs and 401(k)s. The order in which we fund these accounts matters. Find out more in this week’s episode. Timestamps 00:06 Introduction00:36 Kraft Heinz shakes off pressure from inflation01:27 Roku exceeds Q4 expectations02:29 Cisco Systems’ core networking business leads the way03:27 Vanguard’s Unique Mutual Fund/ETF Structure04:04 In your opinion, what will be the likely impact of this patent expiring on the U.S. ETF space?04:57 How does this hybrid structure work, and what are some of its benefits06:01 On the other hand, what are some of the disadvantages, or drawbacks of the structure?07:31 What does this hybrid structure mean for investors, especially from a tax point of view?09:31 How to Make the

In today’s episode, Keith Reid-Cleveland, an editor at Morningstar Inc., discusses Morningstar’s research on the racial wealth gap and a proposal to help close it known as baby bonds.Timestamps00:06 Introduction00:36 Disney CEO Bob Iger Plans to Cut Billions01:49 Uber’s Total Revenue Soars02:39 PayPal Faces Tough Environment03:34 AbbVie’s Long-Term Outlook04:36 America’s Racial Wealth Gap and How to Shrink It04:59 What has research shown about wage disparities when households are compared? 05:49 How are savings rates affected? 06:29 What’s the impact on building a nest egg? 06:59 What are some thoughts on building financial security through homeownership? 08:00 How could baby bonds help close the racial wealth gap? 09:15 6 IRA Mistakes to Avoid    Read about topics from this episode.Disney Reports Decent Earnings With Iger Already Reapplying His StampUber Reports Impressive Q4; Strong 2023 Growth ExpectedPayPal Remains a Unique Player in PaymentsAbbVie Posts Solid Q4, but Competitive Pressures to Limit Long-T

In today’s episode, Bryan Armour, director of passive strategies research for North America at Morningstar Research Services, talks about how SPDR S&P 500 ETF Trust—or SPY—revolutionized investing.00:06 Introduction00:38 Meta’s earnings beat expectations01:53 Amazon tightens its belt03:05 Pfizer posts record revenue for 202203:59 McDonald’s strong customer traffic offsets margins05:07 SPY ETF celebrates 30th anniversary05:36 What is an ETF?06:18 How did index funds’ popularity help ETFs?07:31 How has the ETF market evolved to include active ETFs?08:38 Where does the ETF market stand today?09:49 What's made SPY in particular so successful since its debut?12:23 What do you think the future holds for SPY?13:45 SPY holds the title as the world's largest ETF, but it's not the world's first, right?14:36 3 Dividend Stocks for February 2023 Read about topics from this episode.Meta’s Q4 Earnings Beat Expectations; Growth Likely to Return in the Second HalfAmazon Q4 Sales Up, Earnings Drop on Lower Customer Spendin

In today’s episode, Dan Wasiolek, Morningstar Research Services’ senior equity analyst, discusses Morningstar’s travel outlook and cheap travel stocks.00:06 Introduction00:38  Long-term outlook on Microsoft01:34 Tesla calls 2022 “best year ever”02:40 Southwest takes $800M hit 03:31 Morningstar’s travel outlook and stock picks10:02 New Rules for IRA Distributions Read about topics from this episode.Resilient Azure Helps Microsoft Drive Solid Results; Macro Drives Lower Outlook; FVE Cut to $310 Tesla Posts Solid Earnings, Reports Strong Orders to Start 2023Southwest Reports Q4 Net Loss Due to December Operational Issue; We See Improving Margins AheadNew Expense Management Survey From Center Reveals Uptick in Travel Spend Among SMEs Despite Inflation and Recession ConcernsCan the Travel Industry’s Recovery Continue?3 Notable Changes in Secure Act 2.0 for Advisors What to watch from Morningstar.Should You Buy a House Right Now? https://youtu.be/8QBdK6pDAN4Big Banks Bracing for a Recession https://youtu.be/Q3PSWIW

Real Estate is a hot topic for investors everywhere, but is a home the best possible investment right now? Plus, we’ve raised the fair value estimates for both Apple stock and Procter & Gamble stock – and we think Palantir’s has made some strategic missteps. Find out more in this week’s episode. Timestamps00:06 Intro00:36 Morningstar upgrades Apple's moat01:46 Proctor and Gamble reports Q2 2023 earnings  02:44 Palantir makes strategic missteps  03:52 Owning a House or REITs intro04:21 What are some of the benefits of physical real estate vs REITs?05:09 What are some of the benefits of REITs vs Real Estate?05:48 In both cases, what are some of the cons?06:24 From an investment standpoint, which is the better bet, and why?08:12 What’s a safe withdrawal rate for 2023? Read about topics from this episode.Raising Apple Stock’s Fair Value Estimate to $150P&G Announces Fiscal Year 2023 Second Quarter ResultsProcter & Gamble’s Stock Looks Overheated After Effectively Weathering Headwinds in the QuarterCut

In today’s episode, Eric Compton, a strategist with Morningstar Research Services, talks about banks saving for an economic downtown and where investors could find opportunities.00:06 Intro00:36 Disney Proxy Fight01:48 Hanesbrands closes Q4 with positive news 02:38 Coinbase plans layoffs03:46 What do JPMorgan, Bank of America, Citigroup and Wells Fargo's results tell us?05:57 How do their current actions compare to what they've done before previous recessions?08:00 How could a recession affect banks in the short term and the long term?10:30 What's going on with Wells Fargo?12:39 Citigroup is also in a turnaround mode. What's the upside and the downside from their fourth quarter?15:05 If investors are looking for opportunities among the Big Four that we discussed today, what would you recommend?18:00 The Best 529 Plans of 2023Read about topics from this episode.Trian Opens Proxy Fight With Disney; We Believe Peltz Could Add Value as a Board MemberCoinbase to Lay Off More Workers in Second Round of CutsHanesbra

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money. Timestamps00:04 Introduction00:37 What kind of financial habits or histories do people tend to bring into their relationships?02:30 How do couples mesh their financial lives without fighting about saving or spending?04:36 Why do emotions rise when couples talk about money?05:36 What should people pay attention to if they feel themselves getting upset about someone else’s financial habits?06:57 What are steps couples can take to understand each other?09:33 We’ve talked about rethinking budgeting, overcoming overspending, and how to avoid arguing over money. What’s your advice to our audience if they experience a setback or win?  Read about topics from this episode.  Hate Budgeting? Try Rethinking It. Got the Urge to Splurge? 4 Steps to Overcome Your Overspending Habit How to Avoid Arguing Over Money By Sarah Newcomb  What to watc

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money. 00:04 Introduction00:43 Financial advice tends to tell people to break down their budgets into “wants versus needs”. What are your thoughts on this concept?02:55 How should we think about our needs? What should we include? (basic categories from Maslow: survival, security, love and belonging, esteem, and meaning)04:04 You’ve written that “our wants point to needs.” Can you explain that?05:14 How should we rethink budgeting if we don’t follow needs versus wants?08:04 What are some ways to identify possible strategies to meet a need and save money?08:53 We know now how to meet our needs through strategies. What should people do if they tend to overspend?11:01 How do we identify the emotion that’s driving the urge to spend too much?12:14 Now, that the emotion is known, what do we do next?  Read about topics from this episode.  Hate

In today’s episode, Tom Lauricella, Morningstar Inc.’s chief markets editor, discusses the markets’ highs and lows in 2022 and what investors should watch for in 2023. Timestamps00:04 Introduction00:31 What’s Morningstar’s take on what’s been driving inflation?02:18 What would it take to push inflation down to the Fed’s 2-percent target? 03:22 What categories of inflation have the Fed focused on?04:38 How does wage growth factor into the Fed’s moves next year?05:38 What has happened this year with bonds?06:38 What has the plunge in bonds meant for investors’ portfolios?07:47 How should investors think about bonds in 2023?08:51 Can you describe what hit tech so hard?10:20 What will it take for a tech rebound?11:30 Crypto started 2022 riding high 12:27 What are the lessons from crypto’s implosion?14:16 What should investors watch for in 2023?  Read about topics from this episode.  A New Crisis: What’s Happened in Crypto Now?4 Lessons From Crypto’s Implosion5 Charts on Big Tech Stocks’ CollapseThe Worst Bond Mar

In today’s episode, Alyssa Stankiewicz, associate director of sustainability research from Morningstar Research Services, and Megan Pacholok, manager research analyst from Morningstar Research Services, discuss the Labor Department’s rule change involving ESG funds in workplace retirement plans. 00:00 Introduction00:47 The FTC tries to block Microsoft over their attempted buyout of Activision Blizzard 02:04 Campbell cooked up a strong start to the fiscal year02:55 Chewy chewed up some strong Q3 earnings04:23 What plan sponsors like employers are required to do when creating retirement plans?05:30 What was the Trump-era policy concerning ESG funds?07:13 What are the changes under the Biden era?08:26 Alyssa just mentioned qualified default investment alternatives, or QDIAs. And employers, sometimes they use these for workers who make retirement contributions but don't make investment choices. What do employers typically pick here?09:42 How could ESG funds factor into an employer’s decision?10:59 Different persp

In today’s episode, Dave Sekera, chief U.S. markets strategist for Morningstar Research Services, reveals which stocks investors could snap up for a bargain this holiday season. 00:45 Tesla begins delivering its semi-trucks.01:51 Kroger rang up solid third-quarter earnings despite high inflation02:36 Ulta Beauty continued its hot streak in the third quarter.03:56 Dave, total modified retail sales growth was in the double-digits last year. Describe what modified retail sales growth is. What’s Morningstar’s outlook for this year?05:34 Let’s turn to online shopping. Some big e-commerce names have seen their stock prices plunge this year. Where should investors look for a deal? 06:51 How does the brick-and-mortar retailers’ story this year compare to last year? 07:34 Where are the deals among these stocks? 09:25 Toys and video games stock pick ideas.10:29 Stocks that Look Cheap11:45 3 Ways to Manage Capital Gains Distributions in 2022  Read about topics from this episode.  Tesla: Stock of the WeekWhich Retail Sto

Will dividends continue to do well in a rising interest-rate environment? Plus, Bob Iger is CEO of Disney again, and Visa has a new CEO, too. And speaking of executives, Warren Buffett’s Berkshire has finally started spending some of the cash in its kitty. Find out how in this week’s episode.      Timestamps00:38 Berkshire Hathaway Deserves More Credit 01:40 Dick's Sporting Goods Rallied Big in Q302:35 Visa’s CEO is Stepping Down03:26 What happened at Disney, and more importantly, why?05:06. Bob Iger has delayed his retirement multiple times, and now is back. Will he likely stick to his two year contract, do you think?05:46 What does this mean for Disney shareholders – and your expectation for the stock?06:56 Are Dividend Stocks a Good Investment Today?  Read about topics from this episode.  5 Takeaways From Berkshire Hathaway’s 2021 Shareholder LetterWhich Retail Stocks Are Well-Positioned for 2022 Holiday Sales?The Best- and Worst-Performing Stocks: Q3 2022Visa Earnings Show Continued Strong Growth; Stock S

In this special episode, Christine Benz, the director of personal finance at Morningstar, talks about portfolio makeovers and how to spot common pitfalls. This episode includes an excerpt from Christine’s webcast—“5 Portfolio Pitfalls and How to Fix Them.” 0:06 Introduction 00:51 - What did you think was important to address as we watch the markets tumble?01:54 - How does your webcast help investors identify the next steps?03:30 - How does age play a role in reworking a portfolio? 04:32 - What should people know before they adjust their portfolios in an effort to reduce the drag of taxes? 05:31 - Pre-Retirees: Is Your Asset Allocation Too Aggressive? Read about topics from this episode.  Check out Christine's PresentationIs It Too Late to Inflation-Proof Your Portfolio?5 Portfolio Pitfalls and How to Fix ThemHow a New Retiree Can Confront Market TurbulencePositioning a Portfolio in Early Retirement What to watch from Morningstar.Cheap Stocks For You to ConsiderWhat to Buy or Skip: I Bonds, Apple, Amazon, or M

 In today’s episode, Saraja Samant, a manager research analyst for Morningstar Research Services, explains how investing in defined-maturity ETFs can help grow wealth in a rising interest-rate environment. 00:05 Introduction  00:43 Disney Loses Some Magic as 2022 Ends 01:37 Roblox Has Mixed Messages in Q3 02:37 Lyft’s Ride to Disappointment  04:05 What’s a Traditional Bond Ladder and How Does It Work? 04:42 Advantages and Disadvantages of Building a Bond Ladder With Individual Bonds? 06:21 What Makes Defined-Maturity ETFs Different?  07:58 What are Some of the Risks With Bond Ladder ETFs? 09:17 How Do the Costs Compare Between Building a Bond Ladder Using traditional Bonds Versus Building One Using Bond ETFs? 10:04 If an Investor Wants to Build a Bond Ladder ETF, How would they start? 11:11 Is It Too Late to Inflation-Proof Your Portfolio? Read about topics from this episode.   Disney Posts Mixed Earnings With Streaming Subscriber Growth, Record Parks Revenue But Widening Direct to Consumer LossesUber, Lyft D

What does COP27 mean? Does it matter for you and your portfolio? Leslie Norton explains. Investing Insights has a new look and host! We’re bringing you a mix of market news, insights from analysts, and personal finance tips. We want to hear what you think about the new format. Let us know at podcast@morningstar.com.   0:06 Introduction 00:24 Can Uber Lift Your Portfolio?01:29 Disaster-Proofing Your Portfolio02:45 Starbucks is Resilient in Q404:04 Why does the COP 27 meeting matter? 06:00 What have we achieved since Cop 26? 06:44 Are the pledges made by countries binding? Who holds them accountable? 07:08 What next from here?07:42 What a Divided or United Government Means for Investors Read about topics from this episode.  What Could the Midterm Election Results Mean for the Stock Market? How to Cope With Financial Shocks Strong Q3 Indicates Uber May Be Resistant to Macro Uncertainties  Starbucks Q4 Earnings Show Strong Traffic That Bucks Industry Trends  Special Report: For Investors, COP27 Summit Brings New

In today’s episode, Katherine Lynch, a Morningstar Inc’s data journalist, talks about the new I Bonds’ interest rate, how the investments work, and how to use them as an emergency fund.Investing Insights is bringing you a mix of market news, insights from analysts, and personal finance tips.Timestamps0:06 Introduction 00:39 Meta’s Disappointing in Q3 Earnings01:50 0Amazon Delivered a Sting02:58 Apple is Eating Up Earnings04:23 How do I-bonds work? 04:41 What should investors expect over the next six months? 05:07 I-bonds come with some limitations. What are those? 05:25 How can someone use I-bonds as an emergency fund? 05:48 How can I-bonds help save parents some money?05:59 Where can investors buy I-bonds?06:11 What Belongs on Your Preretirement Radar? Read about topics from this episode.  Slashing Meta’s Stock Fair Value Estimate to $260 From $346 https://www.morningstar.com/articles/1120902 Apple Reports Strong Earnings, but Stock Still Overvalued https://www.morningstar.com/articles/1121415 Cutting Amazon

In today’s episode, Sarah Newcomb, Morningstar Inc’s director of financial psychology, explains what investors should know about sophisticated online tricks and what to watch out for.Investing Insights is bringing you a mix of market news, insights from analysts, and personal finance tips.0:06 Introduction 0:45 Tesla was on autopilot in the third quarter.1:46 AT&T is strong in Q3.2:42 Snap disappoints for the third quarter in a row.3:38 In behavioral finance, there are “nudges” and “sludges”. Can you define those?4:29 How do we see “nudges” and “sludges” at work in our lives?6:02 What are dark patterns? What are some that we should watch out for?7:17 What do “dark patterns” look like in financial products?10:38 Is the Time Right for Annuities? Read about topics from this episode.  What Investors Should Know About Behavioral Tricks in Financial Products What Tesla Stock’s 50% Decline Means for the Market Is AT&T Stock a Buy Ahead of Earnings? Snap Earnings Disappoint for Third Consecutive Quarter Your

In today’s episode, Ali Mogharabi, a senior equity analyst for Morningstar Research Services, explains the Labor Department’s proposed rule about worker classification. And he reveals whether he thinks Uber, Lyft, and DoorDash stocks are a buy.Investing Insights is bringing you a mix of market news, insights from analysts, and personal finance tips. Timestamps0:06 Introduction  0:44 Stocks for a Recession 1:50 Wells Fargo missed the mark for third quarter earnings. 2:35 Delta airlines reported a strong third quarter.3:57 Should gig workers be considered employees?5:48 What is the main risk of the Biden administration’s new proposal?8:37 What is the reaction from Uber, Lyft, and DoorDash?9:23 What does Uber, Lyft, and DoorDash stocks look like today?10:23 How to Make Your Cash Work Harder as Interest Rates Rise Read about topics from this episode.  10 Stocks for a RecessionRisk of DOL’s Proposal and Reactions of Uber, Lyft, and DoorDash Stocks Exaggerated Opportunities Seen in the Industrial Sector Amid Econom

Retirement plans across the country may finally be getting serious about adding more annuity options for their subscribers. But is this product good for you? Spencer Look explains.Investing Insights is a mix of market news, insights from analysts, and personal finance tips. Timestamps0:06 Introduction 0:30 Norwegian Cruise Line Sails Through a Rough Quarter 1:27 How Can Investors Cope With Fear?2:18 AMD Dipped In Q3 3:19 Does Your Retirement Plan Need More Annuity Options?3:45 What’s The Biggest Determinant of the Right Lifetime Income Strategy?5:02 Which Investors Do Not Gain Value from Annuities?6:34 Who Benefits From Annuities?7:33 What Should Investors Do if They Benefit from Annuities?9:09 Where To Invest Your Money In Q4 2022 Companies mentioned in this episode. Norwegian Cruise Line Holdings Ltd (NCLH); Advanced Micro Devices Inc (AMD); Nvidia (NVDA); Intel Corp (INTC); Micron Technology Inc (MU); Zoetis Inc (ZTS); Zimmer Biomet Holdings Inc (ZBH); Illumina Inc (ILMN)Read about topics from this episode