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Learn why people who earn 6 figures don't necessarily have it made and need to save more. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod "Make Six Figures? There's a Decent Chance You've Got Almost Nothing in the Bank", article by Polly Mosendz Here is the link: http://www.bloomberg.com/news/articles/2016-09-20/make-six-figures-there-s-a-decent-chance-you-ve-got-almost-nothing-in-the-bank?cmpid=BBD092016_BIZ

Learn the do's and don'ts of purchasing and storing silver. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod It's listener question Friday! Dear Linda, I've been listening to your podcasts and I'm curious about how to buy silver. Do you recommend buying it online? Should I buy an ETF? Can I pay someone to store it for me? Kris I get lots of questions about silver. The most often it's why do I recommend buying silver and not gold? Where to buy it? 1. Your local dealer with a good reputation 2. Online at JMbullion.com or SDbullion.com 3. Goldmoney.com 4. PSLV 5. Not an ETF like SLV How to store it? 1. At home in a safe that is bolted to the floor 2. Not in a safety deposit box 3. Don't pay someone to store it for you 4. In a storage facility (not a bank) 5. At goldmoney.com

Learn why impulse buying of money traps is making you poorer. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod Are you buying depreciating assets like boats and RV's then wondering why you don't have any money? Boats need trailers, moorage, insurance, gas, repairs, covers, motors, ski equipment, etc. RV's need gas, garage, insurance, repairs, car to tow, fees, washing, etc. The cost of the boat or RV is not it's true cost! It goes way beyond that. You've increased your monthly expenses by more than you think. Those extra thousands could be going to work for you and producing more money. If you're in your 50's or 60's, you need to pay special attention to this and get serious about saving and investing. You can build your wealth or buy these toys, but you can't do both very well. Rent instead of buy. Use it and leave the cost and

Learn 7 investment strategies of centimillionaires. Have you listened to the Creating Wealth podcast with Jason Hartman? It has over 700 podcasts on real estate. If you like this podcast, you'll like that one too.http://bit.ly/wealthpod Here are the 7 Investment Strategies of Centimillionaires: 1. Own the game 2. Alpha-mail (instead of blackmail) 3. Niche monopoly 4. Work on building a full chess board portfolio 5. Leveraged resource strategy 6. Horse trading 7. Identify choke points Find links to all the books mentioned at www.lindapjones.com/centimillionaire

Learn how billionaire Sara Blakely learned to reframe to word "failure". Have you listened to the Creating Wealth podcast with Jason Hartman yet? There are over 700 podcasts about real estate. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod Sara Blakely, founder of Spanx, is the youngest, female self-made billionaire in history. Learn why reframing the word "failure" helped her become successful. Want to jumpstart your wealth building? Get the free report: "10 Quick Tips to Boost Your Wealth" at www.lindapjones.com.

Learn Why Mansions Are the Result Not the Cause of Wealth Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod Listener question: If it is about not buying too expensive but buying smart, then why are billionaires and millionaires buying 40/50 million dollars houses, yachts, cars?? Dave Good question. I can see why it's confusing. You might think that's how they are getting rich, by buying huge mansions. The ability for the to afford a mansion came after they built their wealth, it's not the way they built their wealth. Just like athletes sometimes get huge contracts and then buy a big mansion, their athletic prowess is what made them their wealth. Or a Hollywood actor or actress buying a huge mansion. Buying a $50 million dollar house is not what made them rich. Now that they are rich, they may want to enjoy it by buying a trophy

Learn the 1 thing that is holding you back from reaching your goals. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod   Recently, I was in New York City and wanted to meet a friend out by the JFK airport, about xx miles east of Manhattan. The first thing I did was get directions from my friend. She emailed me, "take the A train". I was confused already. Did she mean the "A" subway line or a real "train" from Grand Central Station I wondered? So I asked another friend. He took out his phone and opened an app of a subway map. He told me to take the number 6 subway to 14th street, change to another route and then another route. Since none of the names of the stops were familiar to me, I couldn't remember them. So the next morning I found my way to the subway and made it to 14th street, no problem. But then I got totally lost becaus

Learn the 3 things to prioritize to keep you on a happy, healthy and wealthy path and the winner of the Twitter BW&S Wealth Journal giveaway! Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod 3 Things to prioritize: Faith - Honor God, Go to church or temple, meditate, do your tithing, etc. Family - Love your family Spend time with loved ones Includes health, of course Wealth - Give your wealth 30 minutes a day Check your bank accounts Review your stock portfolio Check retirement accounts See if it needs tweaks Give it attention Calculate net worth Read a book Read IBD Say affirmations or watch your Flipagram Write in Wealth Journal Today is my birthday! Time for reflection over the past year Good year Fun to be on Below Deck Mediterranean Trip to Greece On TV show Podcast - reaching 153 countries and approaching 400k listene

Learn what assets make up your asset allocation and how to decide how much to invest. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod Question: "When working out asset allocation, do financial planners usually start with overall net worth, and then work back from there? Or do they not include everything in the asset allocation calculations? I can find plenty of examples of how to work out asset allocations, just nothing on what should be included when figuring what you have to start with." "It's hard to invest 10% of your portfolio in something when you don't understand how exactly to work out the figure you have to start with." - Gillian Financial planners usually segregate liquid assets from your net worth. Of course, Net Worth = Assets - Liabilities Most financial planners will only do asset allocation for investments in the

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod ***The information mentioned in this podcast can be found on my website at http://lindapjones.com/cars *** Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Monday. Get 10 Quick Tips to Boost Your Wealth at www.LindaPJones.com.  

Learn how to get savings from retailers you frequently purchase from. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod 1. Gelson's groceries: 10% + $5 2. 30% on CVS online to card, gives coupons at checkout too. 3. Saved $51 on dog sitting with spoton.com/app Other reward programs I like are at Ulta, Nordstrom, and Amazon.com. See Be Wealthy & Smart #127 for best credit card reward programs Your homework is next time you're at a store you frequent, find out if they have a loyalty program and sign up. Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Sept 5th.  

Learn what steps you can take to make a different growing your wealth. Have you listened to Jason Hartman of the Creating Wealth podcast yet? Check out his latest episode "Real Estate Will Never Be the Same." There's over 700 episodes and a wealth of RE investing knowledge there. http://bit.ly/wealthpod Listener Question: I've read Rich Dad Poor Dad and How to Make Money in Stocks. I'm maxing out my 401k, but it doesn't feel like I'm doing enough. What can I do to get out of the rat race sooner? The 6 Steps to Wealth - how wealth grows The Twin Pillars of Wealth Building Continuously read Wealthy Mindset books like Power of Positive Thinking, Think and Grow Rich, and The Magic of Thinking Big Learn about investing at the Be Wealthy & Smart VIP Experience. Find it at http://lindapjones.com/joinVIP

Learn why billionaires are all around you, how they invest and what they look for when investing. Get an inside view of the ultra wealthy, what's myth and what's reality? Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod  

The host of the TV show "Making It" shares his wisdom from interviewing over 1,000 successful entrepreneurs. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod

Learn about mortgage loans, refinancing, Harp loans and how to ensure a successful closing with Loan Officer Dana Zito Bator of GuaranteedRate.com. Dana can work with home buyers and home owners in the US and Virgin Islands. She can be reached at GuaranteedRate.com/DanaZito or 847-592-9201. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There's a wealth of real estate investing knowledge there. http://bit.ly/wealthpod  

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you checked out the Creating Wealth Podcast yet? Listen to Jason Hartman's latest episode about nominal dollars vs. real dollars and understanding investor psychology. If you like this podcast, you'll like his too.

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There's a wealth of RE investing knowledge there. 

Learn the 3 types of real estate and which is the best to invest in to create wealth. Interview with Jason Hartman of the Creating Wealth podcast.   Check out Jason Hartman's Creating Wealth Podcast and his 700 episodes about how to successfully invest in real estate, here:  http://bit.ly/wealthpod

Today we're going to talk about something that's been bothering me. I call this episode simply "Investing". It's the truth about how money works. There's a lot of teaching about what people think makes you successful with money. But the reality is it's focusing on the wrong things! Before we get started with today's show, I'd like to thank today's sponsor, Jason Hartman of The Creating Wealth Podcast and invite you all to check out his latest episode with Dr. Bruce Weinstein, on Ethics, Ethical Intelligence, Wall Street and evaluating character. It's juicy stuff, people! http://bit.ly/wealthpod There's a lot of focus on obvious things like "spending less than you earn". I agree that will keep you from accumulating debt, but I also disagree that it's all you need to know to live a comfortable life or to become wealthy. One thing I learned from my family is investing is not an option. It's a requirement! My family had a belief that you spent wisely - you were careful with money - and also invested money into i

Learn why asset allocation models are broken, why and what to watch out for. Just want to mention our sponsor, Jason Hartman of the Creating Wealth Podcast, and it's a MUST listen for anyone who is looking to create additional revenue streams. His show is full of smart stuff and if you like this show, you'll love his too. http://bit.ly/wealthpod. Asset allocation is the backbone of investment firms. It's usually displayed by using pie charts with models of how much to invest in each slice to achieve a conservative, moderately conservative, moderate, moderately aggressive or aggressive mix of investments. The choices to put into the slices of the pie chart are things like small company stocks (roughly under $2 billion in market capitalization - price per share x number of shares), medium companies (mid-caps - $2 to $10 billion) and large companies ($10 billion+), International and bonds. The bonds can be divided into short-term (under 3 years), intermediate (3 to 10 years) or long-term (10+ years). Sometimes a