Let's Talk Money

When money is hidden in marriage and in families, it leads to feelings of shame and loneliness. Mercifully God works in every story, and, through obedience and trust, He can make our path straight. This is the heart of episode #470 of “Let’s Talk Money with Dave and Reb” as Mariann Sheldrick is invited to share how God revealed the truth to her. The co-hosts discuss the process of healing and forgiveness in relationships and how God has the foresight to prepare us for the challenges that will come. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freed

We all love to hate tax season, particularly with the issues CRA had during 2025. While complaining about taxes is one strategy for making it through this new tax season, Dave and Reb invite Stephen Tibben to share how to most efficiently and safely navigate CRA without falling for common scams or missing important document deadlines. On episode #469 of “Let’s Talk Money with Dave and Reb”, the co-hosts focus on the practicalities of tax season to help inform listeners how to use CRA to create ease during tax season. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb's book Cultivating Trust Expanded Edition: Finding Go

Happy Valentine’s Day! Are you lost about what to give your partner for Valentine’s Day? Rebecca shares a gift idea with Dave and Rev. Ray Borg and invites listeners to share in the gift. On episode #468 of “Let’s Talk Money with Dave and Reb”, the co-hosts warn listeners that while this gift is not a financial purchase, it may still cost you. However, they promise that the gift is well worth the cost that is required. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=X

What do you believe you are owed in life? What do you think you deserve? Dave and Reb challenge listeners to reflect on how an attitude of entitlement creates friction and disconnection in relationships, in finances, and with God. On episode #468 of “Let’s Talk Money with Dave and Reb”, the co-hosts explore what is behind the attitude of entitlement and how a spirit of entitlement can lead to discontentment and envy. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVA

Debt and the cost of daily living often make us question how we are to do God’s work when we are struggling to find money to survive. On episode #466 of “Let’s Talk Money with Dave and Reb”, the co-hosts listen as Dylan Armstrong shares his story of God’s provision and how he went from below broke to home ownership in two years! Dylan inspires listeners as he shares how trusting God and giving everything led him to places and opportunities that he did not plan or expect. Today’s episode is sponsored by the Canadian National Christian Foundation which helps Canadians connect God’s money with God’s work. Through their Donor-Advised Funds, CNCF makes giving simple and impactful, so you can focus on supporting the causes that matter most. Learn more about how they can help you CNCF.ca To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQ

It’s everyone’s favorite time of year… Tax Season! On episode #465 of “Let’s Talk Money with Dave and Reb” the co-hosts talk with Stephen Tibben, More Than Enough’s tax specialist, about how to prepare for tax season. While taxes often bring anxiety and frustration, Stephen reminds listeners of the important deadlines coming up for Canadians and how to best prepare and access documents for filing your income tax, whether you are doing it yourself or through a third party. Today’s episode is sponsored by the Canadian National Christian Foundation which helps Canadians connect God’s money with God’s work. Through their Donor-Advised Funds, CNCF makes giving simple and impactful, so you can focus on supporting the causes that matter most. Learn more about how they can help you CNCF.ca To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqW

January brings New Year's resolutions and the inspiration to make change but often ends up in disappointment when we can’t stick with our goals. Dave and Reb invite Amanda van Noppen on the show to explain why change, and change in our money habits, can feel so hard. On episode #464 of “Let’s Talk Money with Dave and Reb” the co-hosts explore neuroplasticity, neural networks, and the unconscious paths that define how we develop habits and what makes it hard to change. Amanda encourages listeners that although it can be hard to create new paths, we can grow and change into new habits that create more positive financial change. Today’s episode is sponsored by the Canadian National Christian Foundation which helps Canadians connect God’s money with God’s work. Through their Donor-Advised Funds, CNCF makes giving simple and impactful, so you can focus on supporting the causes that matter most. Learn more about how they can help you CNCF.ca To order Reb's book Cultivating Trust Expanded Edition: Finding God'

We all have a money story that defines how we navigate our finances. This story often involves how we have encountered God in our life and how we respond to God at work in our finances. But what would Jesus say about his own money story? On episode #463 of “Let’s Talk Money with Dave and Reb”, the co-hosts invite Rev. Ray Borg to interview Jesus on how poverty, faithfulness, and love have been threaded throughout his money story. Dave, Reb, and Ray examine how their personal money stories influence how they hear the mystery of Christ’s money story. Today’s episode is sponsored by the Canadian National Christian Foundation which helps Canadians connect God’s money with God’s work. Through their Donor-Advised Funds, CNCF makes giving simple and impactful, so you can focus on supporting the causes that matter most. Learn more about how they can help you CNCF.ca To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/19984121

Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3. To listen to t

Merry Christmas! Happy Holidays! Now take a deep breath. In the midst of holiday celebrations, Dave and Reb invite listeners to take a moment to breathe and reflect on 2025 before the new year begins. On episode #461 of “Let’s Talk Money with Dave and Reb”, the co-hosts share the highlights and griefs of 2025 and the lessons they learned that they will carry into the new year. While reflecting on your goals or expectations on the year can be scary, challenging, or disappointing, Dave and Reb remind listeners that those feelings are combined with the joy of the journey, both toward financial goals and toward Christ. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivat

Christmas is a time for praise and yet this season is not always easy to celebrate, whether that be due to financial difficulty or personal struggle. However, praise and worship is not only meant for celebration, but for every moment of our life whether we are content or struggling. On episode #460 of “Let’s Talk Money with Dave and Reb”, the co-hosts invite Debbie Gallagher, a woman dedicated to loving God, to share how praise can both prepare and sustain us through challenging times in life. She encourages listeners to praise and worship with expectancy that God will be moving in their life. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edi

Often stories of provision focus on the big ask or trusting God to give what we are not anticipating. However, God does not only provide for general provision; He also appears in the answering of very specific needs. Dave and Reb invite guests Gabe and Linda to share how God has shown up in the very specific financial needs throughout their life. On episode #459 of “Let’s Talk Money with Dave and Reb”, the cohosts explore stories of waiting, asking, and trusting the Lord in every aspect of their life beyond just financial provision. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to h

How do you begin conversations about money? So often discussions around money with your partner or your family devolve into arguments or fearful behavior without actually addressing the issues at the heart of your finances. Dave and Reb invite Arlene and Ray Borg to answer deeper questions about their personal financial journeys and show how money conversations can go beyond shame and worry. On episode #458 of “Let’s Talk Money with Dave and Reb”, the cohosts share stories and discussion that gives listeners an opportunity to explore their own financial journey and its impact on their present money experiences. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating T

The repeated advice in financial spaces tells people to save, but this directive becomes harder to achieve with a lack of financial education and increased living expenses. Dave and Reb invite Fabrizio Di Muro, associate professor of Marketing in the Department of Business and Administration at the University of Winnipeg, to discuss a new strategy for creating emergency savings. On episode #457 of “Let’s Talk Money with Dave and Reb”, the hosts explore using the workplace to create emergency savings that produces a stress free environment at work, as well as help Canadians to prepare for unexpected financial strain. Tune in to the show to hear their conversation with Dave and Reb which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at https://ltrindustries.com/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://w

How does an attitude of service lead to surrendering your finances to God? Colt Charlebois is invited by Dave and Reb to share his story on how turning to God and approaching business with a spirit of generosity led to a freedom from debt and relational brokenness. On episode #456 of “Let’s Talk Money with Dave and Reb”, Colt shares how by prioritizing giving first to God, he cultivated a heart posture that centres on God rather than money. The co-hosts celebrate how worry and fear have, and can be, transformed to joy and love in our financial journeys. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Y

As financial literacy month continues, Dave and Reb ask listeners an important question; are you eating your house? On episode #455 of “Let’s Talk Money with Dave and Reb”, the co-hosts dive into the importance of not only studying what scripture teaches us about finances, but to actually live out Christs’ commands; encouraging a saving and giving plan rooted in scriptural truth and a long-term stability perspective. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPyS

As Remembrance Day in Canada approaches, Dave and Reb talk about the importance of remembering and reflecting on your financial journey. On episode #454 of “Let’s Talk Money with Dave and Reb”, the co-hosts specifically reflect on the goodness and faithfulness of God through the years. They encourage listeners to do the same, as this kind of remembrance encourages daily choices in the direction of financial freedom. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySU

How rich are you? How do you define richness in the context you are in? On episode #453 of “Let’s Talk Money with Dave and Reb”, Rebecca challenges Dave and guest host Ray Borg to consider their richness, both financially and spiritually. The co-hosts spend time challenging their visions of what rich means, how a scarcity mindset influences these visions, and discuss tools to grow towards contentment rather than pursuing richness. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1

How does culture impact finances? What narrative does your cultural background tell about your financial responsibility to your family? Dave and Reb invite Chike and Gucci Agbasi back on episode #452 of “Let’s Talk Money with Dave and Reb” to discuss the impact of cultural expectations on finances and how it connects to relationships with God and family. This episode focuses on the importance of having the financial stability to become a source of giving and prosperity for family and others as well as broadening the definition of providing beyond financial means. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Fre

Dave and Reb welcome Chike and Gucci Agbasi to episode #451 of “Let’s Talk Money with Dave and Reb” to share their story of dedication, commitment, and debt repayment. Chike and Gucci share how their drive to give back to the kingdom, create generational wealth for their children, and truly follow in the footsteps of Christ inspired them to repay $250,000 of debt. Their story of becoming debt free reminds listeners of the importance of a plan and how God is faithful through every stage of life. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=