Sinopsis
We are here to bridge the gap between wage & wealth for those who are successful at their W2 job but seek to produce more passive / residual income and build generational wealth through real estate investing. Each week I'll interview successful W2 Capitalists as well as industry experts and mentees I've taken under my wing to push them toward their 1st or next REI acquisition.
Episodios
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Breaking the Cycle: How to Find Cash-Flowing BRRRR Deals in Today's High Price, High Interest Rate Market
13/09/2024 Duración: 04minTired of endless mailers, cold calls, and browsing for deals that don’t exist? Discover the smarter way to find your next BRRRR deal and start growing your portfolio today. Feeling stuck and frustrated trying to find your next cash-flowing deal? You’re not alone. Many busy parents with 1-3 rentals find themselves endlessly browsing Realtor.com or sending out mailers, only to see little return on their efforts. The reality is, retail sellers are holding onto 2021 pricing, and traditional methods aren't cutting it in today’s market. But there’s an easier way. The BRRRRs for Busy Parents program takes the marketing burden off your shoulders and ensures that the right sellers are reaching out to you. Forget the endless cold calls and ineffective mailers—this approach focuses on finding deals that actually make sense for your portfolio. Ready to stop spinning your wheels and start closing deals that cash flow? Comment "Find&Fund" and discover how this program can change your investment game. Links Mentioned in
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Backup Lockbox Wins Again: Balancing Technology with Practical Backups
12/09/2024 Duración: 05minManaging an Airbnb isn't just about offering a place to stay—it's about creating a seamless experience for your guests. In this episode, we share how we’ve successfully managed our own Airbnb, thanks to my wife’s expertise, a 4.91 rating over 60 reviews, and Superhost status for two years running. We'll discuss how integrating an August numeric keypad for guest access has been a game-changer, providing a secure and convenient check-in process. But, as with any technology, things can go wrong. That’s why we've also implemented a backup system with lockboxes to ensure no guest is ever locked out, even in the rare event of a malfunction. From personal stories to practical tips, this episode is packed with insights to help you enhance your own short-term rental. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn Facebook YouTube Tweeting on X
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Is FICO Really the Problem, or Do We Not Know How to Play the Game?
11/09/2024 Duración: 06minMany of us weren’t taught how credit scores work or how to manage credit effectively—we often learn the hard way. As both a landlord and hard money lender, I rely on the FICO system to evaluate potential residents and applicants. But as a borrower, it can feel like this system is designed to punish rather than help. If you’ve ever felt frustrated with your credit score, you’re not alone. It’s easy to believe the system is unfair, especially when a few mistakes can cause a significant drop. But the truth is, FICO isn’t out to get you—it just operates by a set of rules that most of us weren’t taught. This episode explores the realities of the FICO system, breaking down how it works and how you can use that knowledge to your advantage. By understanding the factors that influence your credit score—like payment history, debt burden, and credit utilization—you can make informed decisions that positively impact your financial health. It’s not about fighting the system; it’s about learning how to make it work for you
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5 Core Values That Built an Online Community for Married Parents Side Hustling in REI
10/09/2024 Duración: 04minFreedom, communication, respect, loyalty, and trust—these aren’t just buzzwords. They are the core values that have shaped my life, my investing journey, and the W2 Capitalist Community. When I first ventured into real estate, I didn’t realize how crucial these principles would be to my success. But over time, I’ve come to understand that these values aren’t just important—they are essential. This episode highlights how these guiding principles have influenced not only my personal journey but also the growth of the W2 Capitalist Community. From pursuing freedom beyond financial independence to creating a space where open communication, respect, and loyalty thrive, this community has become a support system that goes beyond networking. We’re not just investors—we’re a tribe committed to each other’s success. Whether you’re a seasoned investor or still navigating your first BRRRR, you’ll find that these values resonate deeply and can empower your journey too. If you’re ready to connect with a community that sha
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Where Did FICO Come From? The Origins of Your Credit Score
09/09/2024 Duración: 05minHave you ever wondered where the FICO credit score system came from? It’s easy to assume it’s always been a part of the financial world, but the reality is far more interesting. In this episode, we journey back to 1956, when two engineers, Bill Fair and Earl Isaac, saw a flawed system where credit decisions were based on personal judgments, biases, and inconsistent practices. Determined to change the game, they founded Fair, Isaac, and Company—now known as FICO—on the principle that data, not opinions, should drive financial decisions. We’ll explore how their vision took over three decades to fully materialize, leading to the creation of the FICO score in 1989. By standardizing creditworthiness evaluations, Fair and Isaac’s system brought transparency and consistency to the credit world—benefiting both lenders and consumers. But like any system, FICO isn’t perfect. While it has leveled the playing field for many, it also encourages certain behaviors and can feel like a complex puzzle. Join me as we uncover th
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Why Your Mass Mailers Aren't Working and How to Fix It: A Proven Method for Busy Investors
06/09/2024 Duración: 04minStruggling with ineffective mailers and low response rates? Join me as I reveal the method that turned my off-market frustrations into a series of successful deals. In this episode, I break down why broad mailers fail and introduce our BRRRRs for Busy Parents program, designed to target the right sellers with precision. Learn how to optimize your efforts, reduce wasted resources, and boost your response rate. If you’re a busy parent with 1-3 rental properties, this episode will give you the tools to revolutionize your off-market strategies. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn Facebook YouTube Tweeting on X
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Forget Megacorps: Why Small-Scale Landlords Are Your True Rivals in Real Estate
05/09/2024 Duración: 05minThink you’re up against megacorporations in the single-family rental market? It’s time for a reality check. This episode uncovers why your true competition is actually the millions of mom-and-pop investors out there. We’ll explore recent data showing that 80% of single-family rentals are owned by smaller landlords. Learn how these numbers impact your strategy and what you can do to stand out. Whether you’re managing 1-3 rentals or just starting out, this episode will help you shift your focus and improve your approach to finding and funding your next BRRRR deal. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn Facebook YouTube Tweeting on X
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Small Investors vs. Megacorporations: Navigating the Influence of BlackRock, Vanguard, and State Street
04/09/2024 Duración: 05minAre megacorporations like BlackRock really your biggest competition in real estate? Join us as we dissect the real impact of these large players on the single-family rental market and why small investors still have a powerful edge. We’ll explore how these corporations influence the market indirectly and how understanding this can help you find and secure your next BRRRR opportunity. Perfect for busy parents managing 1-3 properties who want to stay ahead of the game and leverage their unique position in the market. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn Facebook YouTube Tweeting on X
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From One Rental to Freedom: How Perseverance Turned My Real Estate Dream into Reality
03/09/2024 Duración: 04minEver felt like closing on another rental was just a distant dream? In this episode, I dive into my early struggles and eventual triumphs in building a rental portfolio while working a demanding W2 job and raising a family. Learn how the BRRRR strategy was key to scaling my portfolio and how those seemingly small victories paved the way for a life of freedom. If you're balancing work, family, and investment goals, tune in for insights and inspiration on how persistence and strategy can lead to achieving your dreams. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn Facebook YouTube Tweeting on X
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What’s Missing in Your Rental Lease? The Case for Banning Play Structures, Pools, and More
30/08/2024 Duración: 05minEver had a tenant ask if they could set up a 20-foot inflatable pool on your property? It happened to me, and it got me thinking—what's actually in my lease? In this episode, I dive into why it’s crucial to regularly review and update your lease agreements, especially when it comes to play structures, trampolines, pools, and other large outdoor equipment. This isn't just about keeping your properties in good shape—it's about protecting yourself legally. Whether you're a seasoned landlord or just starting out, this episode is packed with practical advice and a bit of humor along the way. Tune in, and don't forget to review those leases! Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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BRRRRs for Busy Parents: Get Sellers Calling You in 90 Days Without the Hassle
29/08/2024 Duración: 03minWhat if I told you that in just 90 days, you could have sellers calling you without sending mailers, cold calling, or hiring a virtual assistant? Sounds unbelievable, right? But here we are, ready to soft launch a system that has helped us steadily grow our real estate portfolio over the last decade. We break down the three pillars of our program: a proven marketing plan that brings leads to you, verified financing strategies for those without a hefty down payment, and expert coaching on negotiating directly with sellers. If you or someone you know might be a good fit for this game-changing program, reach out via text at 205-249-0248. Let’s find your next BRRRR in this challenging market! Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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$418 Million NAR Settlement: How Will This Impact Your Realtor Relationships?
28/08/2024 Duración: 08minIn this episode, we're diving into the recent NAR class action settlement that has shaken the real estate industry. With a $418 million award, most consumers will see a mere $13 in compensation, while the legal giants walk away with the lion's share. We'll explore what this settlement means for both consumers and realtors, especially those working with investors. From new requirements for written agreements before home tours to the implications on buyer-agent compensation, there's a lot to unpack. Realtors and investors, I want to hear your thoughts on how this is affecting your business. Let's discuss! Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Simplicity in BRRRR: How Slow and Steady Investing Gave Us the Freedom to Explore with Our Kids
27/08/2024 Duración: 04minIn this episode, we're breaking down how the BRRRR strategy has not only helped us build a small but impactful real estate portfolio but has also given us the freedom to create a life rich with experiences and time spent with our kids. We share the journey of starting from a single rental property to crafting a nomadic lifestyle centered around family, freedom, and making unforgettable memories. If you're looking to simplify your real estate journey and focus on what truly matters, this episode is for you. Let's connect and explore how you can build a life worth living, one BRRRR at a time. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Will a 0.5% Rate Cut Get You Buying More Rentals? Here’s What’s this Means in Real Dollars
26/08/2024 Duración: 04minIn this episode, we're diving into the buzz around potential interest rate cuts and what they really mean for real estate investors. With the Fed potentially slashing rates by half a percentage point, the question is: will this small change in your monthly payments be enough to motivate you to buy more rental properties? We break down the numbers, discuss the real impact on your cash flow, and ask the big question—what will it take for you to jump back into the market? Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Negotiating the Impossible: How I Fought an Insurance Carrier’s SOP and Won
23/08/2024 Duración: 05minIn this episode, we delve into a particularly eye-opening experience with negotiating insurance for a refinance. After facing a hefty premium increase and a frustrating payment policy from our insurance carrier, I decided to take matters into my own hands. I share how a bit of creative negotiation led to an unexpected exception and ultimately saved the day. Whether you're dealing with insurance, fast food, or any other service, this episode underscores the importance of negotiating every opportunity. Learn how building your negotiation skills can lead to better deals and increased confidence across all areas of life. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Signs and Realities: Do Rental Rules on Signs Really Work?
22/08/2024 Duración: 04minIn this episode, we dive into the quirky world of bathroom signs and their effectiveness in rental properties. Inspired by a hilariously practical sign from Rocky Mountain National Park's rustic restrooms, I explore whether signs alone can enforce good behavior among residents. From the importance of sitting on the toilet to not using the floor, these signs provide a mix of common sense and comedy. I also invite you to share your own ridiculous rental property signs and experiences. Tune in for a laugh and some practical insights on managing rental properties with a touch of humor! Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Unplugged and Thriving: How a 30-Day iPad Sabbatical Transformed Our Kids' Summer
21/08/2024 Duración: 04minIn this episode, I share a transformative experience with a 30-day iPad and tablet sabbatical for our kids during our time in Colorado. As a parent who’s had enough of the constant screen time, I decided to put the devices away and explore the benefits of unplugging. From unexpected outdoor adventures to improved sleep and a surprising drop in my own blood pressure, this sabbatical turned out to be a game changer. I discuss how the absence of screens opened up opportunities for meaningful activities and better family bonding. I also challenge you to consider scheduling a device-free period for your kids and offer support to those willing to take on the challenge. Tune in for tips on how to make it work and the positive changes you might see in your family’s life. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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The Good, the Bad, and the EOI: Navigating Insurance Hiccups with Steadily
20/08/2024 Duración: 04minIn this episode, I dive into the good and the bad of working with Steadily, an insurance provider focused exclusively on real estate investors. I’ve been a happy partner and customer for years, but a recent experience during our refinance revealed some important lessons. I'll break down the value they offer, discuss the frustrations I faced with their EOI (evidence of insurability) process, and share why I still recommend them despite some setbacks. If you're a real estate investor or dealing with insurance issues, this episode is for you. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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When Life Hands You Lemons: Lessons from a 34-Mile Journey and a Smoking Car
19/08/2024 Duración: 05minWhen our car started smoking and the dash went dark, my anxiety spiked as we were barely 34 miles into our nomadic journey. While I was stressing over repairs and delays, my kids were busy making the best of the situation, turning a Walmart parking lot into their own playground. This episode is all about the valuable lesson I learned from my kids: sometimes, you just need to chill out and make the most of life's unexpected detours. Join me as I reflect on our adventure, the importance of flexibility, and the surprising wisdom kids can teach us along the way. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X
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Can You Spot the Trends to 5 Star BnB Reviews?
09/08/2024 Duración: 05minIn this episode, I’m celebrating a remarkable milestone: our B&B has earned an impressive 4.91 rating from 64 reviews on Airbnb, and we’ve been a Superhost for several quarters in a row! I’ll share why this achievement is so special and how it reflects the hard work of my amazing wife, Cassie, who’s primarily responsible for our hosting success. I’ll dive into some of the standout reviews, highlighting the consistent praise we receive for our home’s layout, amenities, and Cassie's exceptional hosting. Discover the common threads in these glowing reviews, and learn how attention to detail, clear communication, and anticipating guest needs can set your property apart. Links Mentioned in this Episode: Products We Use The W2 Capitalist Community Connect with Jay: LinkedIn YouTube Facebook Tweeting on X