Property Insurance Roundtable

Hail can cause hard to see dents and fissures in and around your property or home. A regular inspection schedule can help you, the policyholder, to ensure your claim is filed in an appropriate amount of time and that small damages are not overlooked. Professionals such as public adjusters are available to you when hail damage occurs and they are able to assist you in filing your claim. This episode has real advice from real people in the business of adjusting. Listen in to get your hail damage questions answered. For further information on this topic, please read our corresponding Adjusting Today article: "Hail Damage Can Create Difficult Losses" Key Takeaways: [1:10] Why is hail damage so difficult to detect on a property? [3:57] The definition of cosmetic damage in insurance terms and how it relates to hail damage [5:53] Why is hail damage on the surface a cosmetic issue rather than a functionality issue? [9:15] If hail storms happen frequently, will replacing a roof stop the damage? [10:11] Defining ISO a