White Coat Investor Podcast

What happens financially after student loan forgiveness—and how should you think about your net worth? In this Milestones to Millionaire episode, we talk with a physician who reached a major turning point after receiving Public Service Loan Forgiveness (PSLF). Initially feeling like she was "back to zero," she later realized her true financial position was much stronger—revealing a net worth of $600,000. This episode highlights how mindset, balance sheets, and financial awareness can dramatically change how you view your progress. We also cover practical advice for other doctors, residents, and high-income professionals navigating student loans, net worth, and early wealth building. If you're working toward PSLF or trying to understand your financial position more clearly, this episode offers valuable perspective on what progress really looks like. One of the most underrated financial moves in medicine is working locum tenens. It pays significantly more on average, and you can work locums full time or on the