Talking Facs

Host:  Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guests: Kristen Jowers, MS Extension Specialist for One Op and Barbara Breutinger, Family Financial Counseling Intern Season 8, Episode 23 Welcome to MoneyWi$e on Talking FACS. In this episode Kristen Jowers (OneOp Extension Specialist) and Barbara Breutinger (Family Resource Management Intern) explore the realities of the Sandwich Generation — adults simultaneously raising children and supporting aging parents. They define who fits this group, share key statistics about prevalence and caregiving hours, and outline the unique financial and emotional pressures these caregivers face, including costs for education, housing, healthcare, and lost work opportunities. The episode presents four practical steps: keep family and parent budgets separate to protect benefits, prioritize your own retirement savings, explore assistance programs (Medicaid, Medicare, SSI, VA, and communi