Talking Facs

Host:  Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guests: Kristen Jowers, MS Extension Specialist for One Op Season 8, Episode 15 Join host Mindy McCulley and guest Kristen Jowers as they explore the world of financial technology on this episode of MoneyWi$e on Talking FACS. They explain FinTech and how common tools—mobile banking, peer-to-peer payment apps, budgeting and debt-tracking tools, and credit monitoring—can simplify everyday money management. Kristen and Mindy discuss security and privacy concerns, fees and tax reporting for payment apps, how to choose the right tools (features, testing, and costs), and practical tips for incorporating FinTech into family budgets. They highlight free and trusted resources like PowerPay and the Sense app for military families, and remind listeners to use FDIC-insured accounts and review credit reports regularly. Expect clear, actionable advice for using FinTech responsibly, questi