Talking Facs

Host:  Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Kelly May, Senior Extension Associate for Family Finance and Resource Management Season 7, Episode 28 On this episode of Talking FACS, host Mindy McCulley engages with Senior Extension Associate Kelly May to explore the science behind forming habits that stick. Focusing on financial habits, they discussing how to break ineffective patterns and cultivate productive ones. Kelly introduces the concept of the habit loop detailed in James Clear's 'Atomic Habits,' explaining how cues, cravings, responses, and rewards form behaviors. Through practical examples, she reveals the secrets to breaking bad habits, such as excessive spending, and building new, beneficial ones. Listeners will discover actionable strategies for making desirable habits obvious, attractive, easy, and satisfying while learning how to render undesirable habits invisible, unattractive, difficult, and uns