Instech London Podcast

Jonathan Gonzalez, CEO & Co-founder of Raincoat, takes the reins as guest host to explore one of the most pressing challenges in insurance: the disaster insurance gap. Jonathan speaks with Carolyn Kousky from the Environmental Defense Fund (EDF), about the rising economic losses from climate disasters and the need for more inclusive and innovative insurance solutions. Carolyn discusses her extensive research on climate risk management and disaster recovery, while also introducing her nonprofit initiative, ‘Insurance for Good’, which aims to bring together policymakers, insurers and community leaders to create practical solutions.  Jonathan and Carolyn dive deep into how parametric insurance, policy innovation and collaboration can redefine resilience in a world of escalating climate risk. Key talking points: The scale of the disaster insurance gap: two-thirds of global disaster losses remain uninsured How parametric insurance tailors solutions to underserved communities and specific disaster needs Afford