Talking Facs

Host: Mindy McCulley, MS Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky   Guest: Kristen Jowers, MS Extension Specialist for OneOp Kristen Jowers, Extension Specialist for OneOp, delves into strategies for to maximizing college savings as families continue to face the escalating costs of a college education. From the staggering costs of tuition and fees to the benefits of the Kentucky Saves 529 plan, this episode provides invaluable insights for parents, grandparents, and guardians. Discover how early and consistent savings can lighten the financial burden and explore the power of compound interest and tax advantages. Kristen shares her personal journey of applying for scholarships and offers practical advice on how students can make college more affordable. Learn about the importance of merit-based scholarships, the new FAFSA process, and strategies for responsible borrowing and repayment of student loans. Don’t miss this comprehensive guide to